CKYCA問題集、ACAMS実際の試験問題

質問 1

During the onboarding process of a new customer, it is noted that the customer is a politically exposed person opening a private banking account and has a foreign passport. Which statement best describes the industry best practice for the institution?

A. Mandatory periodic review should occur on at least an annual basis

B. Enhanced monitoring may be decided on by the business line manager.

C. Simplified monitoring should occur on a yearly basis.

D. Simplified monitoring is required per the customer risk criteria.

正解: A

質問 2

During a routine CDD update in a financial institution, a junior member of the compliance department identifies that the spouse of the reviewed client was elected as a member of government. Which action should the junior member take?

A. Inform the relationship manager about the election of the client's spouse

B. Update the client's information to reflect that the client is related to a politically exposed person.

C. Make a note on the client's account of this fact and continue operations as usual.

D. File a suspicious transaction report because the client did not notify the financial institution.

正解: B

解説: (PassTest メンバーにのみ表示されます)

質問 3

The Source of Funds and the Source of Wealth must be? (SELECT 2)

A. Verified.

B. Provided

C. Consistant.

D. Explained.

正解: A,D

質問 4

In automated screening, a "false positive" match is a match which:

A. during review is incorrectly dismissed as being a hit.

B. is generated by the screening tool and confirmed to be a hit.

C. after review is found to be incorrect.

D. was not flagged by the screening tool.

正解: C

解説: (PassTest メンバーにのみ表示されます)

質問 5

Once a banking KYC analyst applies CDD onboarding procedures and builds a customer risk profile, ongoing monitoring needs to be implemented for the primary purpose of:

A. understanding the nature and purpose of the customer relationship.

B. complying with bank's internal policies and procedures.

C. fulfilling senior management's obligations.

D. identifying and reporting suspicious transactions.

正解: D

解説: (PassTest メンバーにのみ表示されます)

質問 6

If you need to reach out to the client for more information and/or verification regarding the Enhanced Due Diligence (EDD) Process. should the KYC employee reach out directly to the client themselves and not the a relationship manager or equivalent.

A. TRUE.

B. FALSE.

正解: B

ACAMS Association of Certified Anti Money Laundering - CKYCA 模擬練習