GLO_CWM_LVL_1問題集、AAFM実際の試験問題

質問 1

Vinod joined on 01/01/90 in ABC Ltd. and retired on 01/01/2007.Employee paid leave encashment of Rs.
4,00,000/-. His last drawn salary is Rs. 25000/-. His last 10 months average salary is 23500/-. He availed 150 days leave during the service. What will be his taxable leave salary amount?

A. 4,00,000

B. 1,65,000

C. 2,82,000

D. 2,35,000

正解: B

質問 2

Fixed Annuity and Variable Annuity respectively provide:

A. Very low returns and Unguaranteed Returns

B. None of the above

C. Guaranteed Returns &Very Low Returns

D. Un Guaranteed returns & Guaranteed returns

正解: B

質問 3

NAFTA stands for

A. None of the above

B. North American Free Trade Agreement

C. North American Foreign Trade Association

D. North American Free Trade Area

正解: B

質問 4

Which one of the following Provisions of the Transfer of Property Act relates to 'usufructuary mortgage'

A. Section 58 (e)

B. Section 58 (a)

C. Section 58 (d)

D. Section 58 (b)

正解: C

質問 5

Indexed cost of acquisition is calculated by
A)

B)

C)

D)

A. Option A

B. Option C

C. Option B

D. Option D

正解: A

質問 6

The probability distribution of the rate of return on ABC stock is given below:

What is the standard deviation of return?

A. 10.50%

B. 11.40%

C. 12.90%

D. 13.50%

正解: C

質問 7

A measure of the riskiness of an asset held in isolation is _____________.

A. Semi-variance

B. Covariance

C. Standard deviation

D. Beta

正解: C

質問 8

Which of the following is not correct in relation to ETFs?

A. ETFs trade very close to their actual NAVs

B. Intra Day trading of ETFs is very expensive

C. ETFs provide exposure to an Index or a basket of securities that trade on the exchange like a single stock

D. ETFs can be bought and sold on the exchange at prices that are usually closer to the actual intra -day NAV of the scheme

正解: B

質問 9

Ankur Kalra is 33 years old finance professional. The house hold expenditure of Mr. Kalra is 20,000/- p.m. to maintain his current living standard. He assumes that his living standard will increase 1.5% annually until his retirement at 60. His life expectancy is 70 years. At retirement he needs 75% of his last year's expenses.
Inflation rate for the next 45 years is expected to be 4% p.a.
Calculate how much would Mr. Kalra require in the first year after his retirement, and how much he has to save at end of every year to accumulate this corpus, if the return on investment is 7% p.a.?

A. Rs. 8,26,912/- and Rs. 85470/-

B. Rs. 7,63, 992/- and Rs. 90,550/-

C. Rs. 9,20,338/- and Rs. 98,862/-

D. Rs. 10,09,656/-, and Rs. 89,508/-

正解: B

質問 10

Nishant aged 35 years is married and is working as a manager in M/s Zenith Ltd. His most likely retirement age is 60 years.His present salary is Rs. 3,00,000/- pa and self-maintenance expenses are 30,000/- per year. He pays Life insurance premium paid of 15,000/-and Income tax & professional tax amount to Rs. 20000/-. Rate of interest assumed for capitalization of future income is 8%.
Calculate Nishant's HLV to recommend adequate insurance cover.

A. Rs. 23 lakh

B. Rs. 27 Lakh

C. Rs. 29 lakh

D. Rs. 25 lakh

正解: B

AAFM Chartered Wealth Manager (CWM) Global Examination - GLO_CWM_LVL_1 模擬練習