PA-Title-Insurance-Agent問題集、Insurance Licensing実際の試験問題

質問 1

A purchaser on a real estate contract has what interest in the subject property?

A. fee simple interest

B. purchaser's interest

C. vendee's interest

D. equitable interest

正解: D

解説: (PassTest メンバーにのみ表示されます)

質問 2

Title is held by John and Kate, as joint tenants with right of survivorship. If John dies, which is the simplest manner of establishing record evidence of the marketable title in Kate?

A. Nothing is required.

B. Record in the county where the property is located a certified copy of John's death certificate.

C. Probate the estate of John.

D. Record a certified copy of a probate court order of John's estate distributing the home to Kate.

正解: B

解説: (PassTest メンバーにのみ表示されます)

質問 3

Which of the following parties can file a claim under the provisions of a title policy?

A. The taxing authority with jurisdiction over the insured property.

B. The insured named under the policy.

C. The holder of an undisclosed interest in the insured property.

D. The holder of a judgment against the insured.

正解: B

解説: (PassTest メンバーにのみ表示されます)

質問 4

A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a

A. post policy event.

B. requirement.

C. standard exception.

D. condition.

正解: B

解説: (PassTest メンバーにのみ表示されます)

質問 5

Which of the following items is least likely to be recorded?

A. satisfaction of mortgage

B. mechanic's lien

C. bill of sale

D. mortgage lien

正解: C

解説: (PassTest メンバーにのみ表示されます)

質問 6

Which of the following is considered a voluntary lien?

A. Mortgage lien.

B. Construction lien.

C. State tax lien.

D. Real estate tax lien.

正解: A

解説: (PassTest メンバーにのみ表示されます)

質問 7

When issuing an Owner's policy, encumbrances should be shown as

A. an exception in Schedule C.

B. listed on Schedule A for informational purposes.

C. a requirement in Schedule B-I.

D. listed on Schedule B as an exception.

正解: D

解説: (PassTest メンバーにのみ表示されます)

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 - PA-Title-Insurance-Agent 模擬練習