購入前に内容を確認したい方のために、PassTestではCFCS練習問題の無料サンプルをご用意しています。ACFCS Financial Crime Specialist対策教材の品質と問題の傾向を実際に確かめてから、安心してご購入いただけます。

ACFCS CFCS 試験概要:

ACFCS CFCS 試験シラバストピック:

CFCS 試験に関してよくいただくご質問

ACFCS Financial Crime Specialist 認定 CFCS 試験問題：

問題 #1

A company is concerned that its prepaid cards could be used by identity thieves seeking to launder funds.
You have been asked to examine its card program and designate features to reduce the risks of the cards being abused.
Which policy would MOST reduce the risk ol money laundering?

A. The cards can be used al merchants' points of sale to get cash back on purchases
B. The cards must be reloaded at the original point of sale using a debit or credit card
C. The cards expire one year after their issue date and the funds revert to the customer
D. The cards hold a low maximum value and can be reloaded by the customer several times a day

問題 #2

During a sanctions compliance review, a financial institution discovers that one of its clients has conducted transactions with individuals and entities on a sanctions list. What is the most appropriate action for the institution to take?

A. Conduct enhanced due diligence on the client and continue monitoring their activities.
B. Immediately terminate all business relationships with the client.
C. Ignore the issue if the transactions were unintentional and the client is cooperative.
D. Report the findings to the relevant authorities and seek guidance on next steps.

問題 #3

You are a money laundering investigator at a financial institution. You discover that the target of one of your cases was your direct supervisor during previous employment.
How should you proceed?

A. Stop investigating the case and have it assigned to a coworker or supervisor
B. Use your inside information to build a stronger case
C. Notify your current supervisor and assure him or her you will maintain confidentiality on the case
D. Continue working the case because the target of the investigation is not a family member or close associate

問題 #4

You work in Ihe investigations unit at a financial crime compliance department of a bank You have been assigned an alert to review a transaction in a customer account held by a small plumbing company.
The alert was produced on a funds transfer out ol the plumbing company's account to what appears to be a business account in another stale The customer appears to have initialed the funds transfer request yesterday evening a weekend day that is outside of the company s usual business hours. The company does not commonly conduct transactions with business accounts that are out of state and the amount was slightly larger than other outgoing funds transfers.
While reviewing this alert you realize that several other alerts on the account have just recently been generated all relating to outgoing transfers destined lor Ihe same out-of-stale business account.
Which is the MOST appropriate next step for you to take?

A. Flag the account as potentially compromised and open an investigation
B. Contact the business account receiving the funds transfers to inquire about their purpose
C. File a Suspicious Activity or Transaction Report (SAR/STR) on the transactions
D. Contact the customer to inquire about Ihe suspicious nature of the transactions

問題 #5

Your client has been targeted by a payments scam that has resulted in him remitting significant sums of money to the entity perpetrating the fraud Your client has traced the payments which revealed that the ultimate beneficiary of the fraud is Company A that appears to be operating from the British Virgin Islands (BVI) Before taking any further action your client would like to confirm if Company A Ltd is incorporated in the BVI.
How can they do this?

A. Request the details from the BVI Chamber of Commerce
B. Contact the Commercial Division of the High Court of the BVI
C. Contact Company A directly
D. Conduct a search of the Registry of Corporate Affairs in the BVI

解説：